How it works

Simple for customers.
Infrastructure in
the background.

Five steps from enrollment to payment. Palms provides the infrastructure; the bank authorizes and executes every transaction.

  1. 01Enroll

    The customer links their palm biometric identity with their bank account or card.

  2. 02Identify

    The customer presents their palm at a dedicated payment terminal.

  3. 03Match

    Palms technology performs biometric matching.

  4. 04Authorize

    The verification result is securely transmitted to the bank.

  5. 05Pay

    The bank authorizes and executes the payment.

Palms provides the infrastructure. The bank authorizes and executes the payment.

System roles

Who does what.

Customer

Enrolls palm identity and uses it to pay.

Palms

Provides biometric infrastructure and matching.

Bank

Authorizes and executes the payment.

Merchant

Accepts palm payments at the terminal.

Transaction architecture
Palm
Terminal
Palms
Bank
Payment execution