Palms Biometric payment infrastructure

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Platform

The infrastructure
behind palm payments.

Palms develops the technology and infrastructure required to enable palm-based payments in real-world environments. The platform combines biometric identity and matching, bank connectivity, merchant integration and dedicated terminals into a single infrastructure layer.

Platform architecture

From enrollment to settlement in three layers.

Biometric layer

Enrollment

Palm template created and securely stored

Matching

Presented palm verified against template

Palms infrastructure

Integration

Verification data exchanged with the bank

Acceptance

Terminal and merchant infrastructure

Secure bank boundary

Authorization

The bank authorizes the transaction

Settlement

The bank executes the payment

Raw biometric data never leaves the biometric layer. The bank receives verification results only.

Palms platform infrastructure — identity, matching and bank connectivity

Biometric identity · Secure matching · Bank connectivity

Technology domains

Proprietary technology across five domains.

01Biometric Identity & MatchingTechnology for palm enrollment, biometric identity association and secure biometric matching.
02Bank IntegrationConnectivity with banking systems to link biometric identity with customer accounts or cards and exchange verification data required for payment authorization.
03Palm-Payment InfrastructureDedicated terminal and technology infrastructure enabling palm-based payment acceptance at physical merchant locations.
04Merchant IntegrationIntegration with merchant environments and payment acceptance infrastructure.
05Operations & SupportDeployment, monitoring, maintenance and ongoing technical and operational support.
Data responsibility

Palms connects. Banks authorize.
Payments move.

Discuss a technology integration

Palms handles the enabling biometric and payment infrastructure — secure capture, processing and transmission of verification data. The bank retains full control over account information, customer consent and payment authorization decisions.